Our life insurance benefits program offers both employer-provided and optional voluntary plans to provide important financial protection for you and your family.
Voluntary Life: One, two, three, four or five times annual base pay, up to $1,500,000 maximum coverage Basic + voluntary life coverage is limited to a $2,000,000 maximum.
Voluntary Dependent Life: You can choose to cover your spouse only, your child(ren) only or both. For child coverage, each of your dependent children will be covered for the amount you elect.
| Flat Dollar Amount Options | |
|---|---|
| Coverage for Your Spouse | Coverage for Your Child(ren) |
| $10,000 | $5,000 |
| $25,000 | $10,000 |
| $50,000 | |
Voluntary AD&D pays benefits if you die or suffer certain injuries as a result of an accident. Voluntary AD&D coverage is available to employees only.
Voluntary AD&D: One, two, three, four or five times annual base pay, up to $1,500,000 maximum coverage Basic + voluntary AD&D coverage is limited to a $2,000,000 maximum.
Because prolonged illness and disabling injuries can happen without warning, we offer Short-Term Disability (STD) and Long-Term Disability (LTD) Plans to provide income protection if are out of work due to a serious illness or injury.
Short-Term Disability (STD): The STD Plan provides you with an income if you’re disabled and unable to perform the duties of your job due to a non-occupational illness or injury.
Long-Term Disability (LTD): The LTD Plan pays a percentage of your base pay if serious illness or injury prevents you from working for an extended period of time.
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Have questions about your benefits?
Contact Health Advocate, your benefits concierge at 1-866-799-2731 or visit their website at HealthAdvocate.com.