Our life insurance benefits program offers both employer-provided and optional voluntary plans to provide important financial protection for you and your family.
Voluntary Life: One, two, three, four or five times annual base pay, up to $1,500,000 maximum coverage Basic + voluntary life coverage is limited to a $2,000,000 maximum.
Voluntary Dependent Life: You can choose to cover your spouse only, your child(ren) only or both. For child coverage, each of your dependent children will be covered for the amount you elect.
| Flat Dollar Amount Options | |
|---|---|
| Coverage for Your Spouse | Coverage for Your Child(ren) |
| $10,000 | $5,000 |
| $25,000 | $10,000 |
| $50,000 | |
Voluntary AD&D pays benefits if you die or suffer certain injuries as a result of an accident. Voluntary AD&D coverage is available to employees only.
Voluntary AD&D: One, two, three, four or five times annual base pay, up to $1,500,000 maximum coverage Basic + voluntary AD&D coverage is limited to a $2,000,000 maximum.
Because prolonged illness and disabling injuries can happen without warning, we offer Short-Term Disability (STD) and Long-Term Disability (LTD) Plans to provide income protection if are out of work due to a serious illness or injury.
Short-Term Disability (STD): The STD Plan provides you with an income if you’re disabled and unable to perform the duties of your job due to a non-occupational illness or injury.
Long-Term Disability (LTD): The LTD Plan pays a percentage of your base pay if serious illness or injury prevents you from working for an extended period of time.
New for 2023! Caregiving Program. The program consists of two components, Caregiver Leave and Parental Leave.
Caregiver Leave: Provides paid time off to care for and support a parent, spouse, or child with health care needs, offer support with a legal matter, and assist with long term care arrangements.
Parental Leave: Provides paid time off to bond and care for a newborn child or a newly adopted or foster child.
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Have questions about your benefits?
Contact Health Advocate, your benefits concierge at 1-866-799-2731 or visit their website at HealthAdvocate.com.