Welfare

Life Insurance

Life Insurance

Our life and accidental death and dismemberment (AD&D) benefits program offers both employer-provided and optional voluntary plans to provide important financial protection for you and your family.


Insurance Options

Voluntary Life: One, two, three, four or five times annual base pay, up to $1,500,000 maximum coverage Basic + voluntary life coverage is limited to a $2,000,000 maximum.

Voluntary Dependent Life: You can choose to cover your spouse only, your child(ren) only or both. For child coverage, each of your dependent children will be covered for the amount you elect.

Flat Dollar Amount Options
Coverage for Your Spouse Coverage for Your Child(ren)
$10,000 $5,000
$25,000 $10,000
$50,000  

Other Details

Accidental Death and Dismemberment Insurance

Accidental Death and Dismemberment Insurance

Voluntary AD&D pays benefits if you die or suffer certain injuries as a result of an accident. Voluntary AD&D coverage is available to employees only.


Disability

Disability

Because prolonged illness and disabling injuries can happen without warning, we offer Short-Term Disability (STD) and Long-Term Disability (LTD) Plans to provide income protection if are out of work due to a serious illness or injury.


Plans

Short-Term Disability (STD) The STD Plan provides you with an income if you’re disabled and unable to perform the duties of your job due to a non-occupational illness or injury.

Long-Term Disability (LTD) The LTD Plan pays a percentage of your base pay if serious illness or injury prevents you from working for an extended period of time.

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